Mom called me genuinely worried. “Kim, I got a recorded call. A stern voice said it was the Social Security Administration, that my Social Security number has been suspended because of suspicious acti…
Here’s a secret too few families know: if money is tight, your state’s Medicaid program may pay your Medicare premiums for you — and sometimes your deductibles and copays too. These are the Medicare S…
Medicare Savings Programs Explained — QMB, SLMB, and QI
Mom called me one afternoon, half-worried and half-unsure. “Kim, I just got a text. It says, ‘Grandma, it’s Jenny, I’m in a bad spot and I need $100 over Zelle right away — I’ll call you right after.’…
Grandma, It’s Jenny — the $100 Text That Isn’t From Your Granddaughter
Mom called me a little rattled. “Kim, a message just took over my whole screen. It’s flashing red, there’s an alarm sound, and it says Microsoft found a virus and I have to call this number right now …
Microsoft Is Not Calling You — the Tech Support Scam
Prescriptions can be one of the scariest bills in retirement. The good news: there’s coverage for them, and there’s help to make it affordable. Let’s talk about Part D and a program called Extra Help …
Part D and Extra Help — Lowering Your Prescription Costs
“Kim, I got a call — a recording said there’s a $799 order on my Amazon account and to press 1 if I didn’t make it. I never ordered anything for $799. I almost pressed 1.” It’s a smart trick, because …
A Suspicious Charge on Your Amazon Account
Mom called a little shaken. “Kim, a man just called and said he’s from the electric company. He says I’m past due and if I don’t pay in the next hour, they’ll shut off my power today. He wants me to p…
Pay Now or We Shut Off Your Power — the Utility Scam
Once you have Original Medicare (Parts A and B), you reach a fork in the road, and it’s one of the biggest choices you’ll make: add a Medigap policy, or switch to a Medicare Advantage plan. Neither is…
Medigap or Medicare Advantage — Which Path Is Right for You
“Kim, I got a text from the post office. It says my package couldn’t be delivered and I need to click a link and pay a small fee to reschedule. I am expecting a package from my sister… should I?” Don’…
Your Package Couldn’t Be Delivered — the Delivery Text Scam
Mom forwarded me a text and asked, “Kim, is this really from my bank? It says my account is locked and I need to click here to unlock it right away.” No, Mom — banks don’t send you a login link by tex…
That Urgent Text Is Not From Your Bank
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